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How many more years do you plan to live in your house?
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Some lenders tend to view a primary residence as the least risky, so they sometimes offer lower rates for this occupancy type.
Some lenders view a second home as more risky than a primary residence, so rates may be higher for this occupancy type.
Some lenders view an investment property as the most risky occupancy type, so rates may be higher.
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"Your service is what it advertised!! Very easy to use, no pressure and very fast. I plugged the information in and now I am scheduled for a refinancing in less than a month. I would suggest this service to anyone."
5 Stars
Jay
Today's Mortgage Rates*
Rate APR
15-Year Fixed Conforming
2.856% 3.568%
30-Year Fixed Conforming
2.856% 3.568%
Mortgage Rate Trends*
15 Year Fixed APR 30 Year Fixed APR

*Advertised rates: Based on a $250,000 conventional refinance loan on a single family primary residence located in Georgia, 740 FICO score and 80% LTV. 15 Year Fixed Rate/APR and 30 Year Fixed Rate/APR includes Discount Points. Rates effective and are subject to change without notice. Source: Amerisave NMLS #1168. See site for details.

Refily, a LMB Mortgage Services, Inc. company, is not acting as a lender or broker. The information provided by you to Refily is not an application for a mortgage loan, nor is it used to pre-qualify you with any lender. If you are contacted by a lender or broker advertising within our network, your quoted rate may be higher depending on your property location, credit score, loan-to-value ratio, debt-to-income ratio, and/or other factors. Refily does not offer its matching services in all states. This loan may not be available for all credit types, and not all service providers in the Refily network offer this or other products with interest-only options. The information that we provide is from companies which Refily and its partners may receive compensation. This compensation may influence the selection, appearance, and order of appearance on this site. The information provided by Refily does not include all financial services companies or all of their available product and service offerings.

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We are an independent, advertising-supported comparison site. The matches to services that appear on this site are based on a variety of factors, including geography, licensing, filter criteria, and compensation paid (by them).

If the information you provide to us matches the criteria they are seeking, that information may be shared to them in real time, and they will contact you directly.

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To the extent that ratings or evaluations appear on this site, such rating is determined by our subjective opinion and based on a methodology that aggregates a number of factors, including but not limited to, our analysis of brand market share and reputation, each brand's consumer volume, compensation paid to us, and general consumer interest.

Rocket Mortgage is one of our top providers as it received the highest score in the J.D. Power Mortgage Origination Satisfaction Studies of customers satisfaction with their mortgage origination process 2010-2020, and 2022. See jdpower.com for more information.

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