
Some lenders tend to view a primary residence as the least risky, so they sometimes offer lower rates for this occupancy type.
Some lenders view a second home as more risky than a primary residence, so rates may be higher for this occupancy type.
Some lenders view an investment property as the most risky occupancy type, so rates may be higher.
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Today's Mortgage Rates*
Rate
APR
15-Year Fixed Conforming
2.856%
3.568%
30-Year Fixed Conforming
2.856%
3.568%
Mortgage Rate Trends*
15 Year Fixed APR
30 Year Fixed APR